Mission

We teach money, not money-making

Monetika is an education platform. We don't manage anyone's money, don't trade, and don't promise returns. Our job is to translate financial jargon into plain language.

Financial literacy shouldn't be a privilege

Half of adults in the region can't explain compound interest. We're building a platform where that stops being a source of shame — and starts being understood.

Story

How we got here

2023

Idea and team

A financial coach, two former teachers and a product designer agreed to build a money-platform without the fluff.

2024

First MVP

The Personal Finance course launched as a free Telegram bot for the first 2,000 learners.

2025

Web platform launch

Belarusian IP registration, bePaid + ERIP payments, migration from bot to a full product.

2026

AI coach & analyzer

Launch of the AI-powered financial coach and expense analyzer. Courses in two languages.

Approach

Our approach

Academic grounding

Materials build on central-bank publications, academic authors (Malkiel, Usmani) and are reviewed by financial educators.

Local context

Examples are in BYN. Courses respect Belarusian tax law, ERIP, and the realities of the EAEU.

No fluff

Short lessons, concrete steps, checklists. None of the motivational-poster genre.

Sources & methodology

Content is verified against primary sources and reviewed every six months.

Regulators & central banks

  • National Bank of Belarus
  • Bank of England
  • ECB
  • U.S. SEC
  • BIS

Academic authors

  • Burton Malkiel
  • Benjamin Graham
  • Mufti Taqi Usmani
  • Peter Bernstein
  • N. Gregory Mankiw

Financial educators

  • Reviewers with teaching backgrounds
  • Monetika internal editorial
  • External experts as needed

Content updates

  • Full audit every 6 months
  • Critical fixes within 48h
  • Per-course changelog

Platform operator

Legal entity
IP Pankov A.V.
Tax ID
EE9159145
Address
Republic of Belarus, Minsk
Contact
support@monetika.by

Full operator information and details are on the 'Operator information' page. Registered in the Republic of Belarus; supervisory authority — Ministry of Economy of the Republic of Belarus.

Details and contacts